Maintained Pack · Published by wGrow Technologies
MAS Financial Compliance Pack
Controls mapping, reconciliation and exception policies, dual-approval templates and outcome dashboards for entities regulated by the Monetary Authority of Singapore. Circulars and notices are tracked daily; the Pack states the date it was last asserted current.
KrewOS is not certified, approved or endorsed by MAS. Regulatory obligations remain those of the licensed entity.
- Version
- v4.1.2
- Crew Templates
- 3
- Agents
- 16
- Currency asserted
- 14 Aug 2026
- Verification
- wGrow verified
- Licence
- S$24,000 / yr
What is inside
The most expensive Pack in the catalogue, because the tracking cadence is daily and the deterministic policy surface is the largest. Nothing in it does model arithmetic on a figure that has to reconcile.
| Component class | Count | Examples | Human control |
|---|---|---|---|
| Crew Templates | 3 | Finance Close · Regulatory Reporting Assembly · Third-Party Risk Assessment | Dual approval |
| Pods | 6 | Reconciliation · Exception Handling · Controls Testing · Evidence Assembly | Inherited |
| Agents | 16 | Ledger Matcher · Variance Explainer · Circular Change Classifier · Outsourcing Risk Scorer | Inherited |
| Knowledge Packs | 5 | MAS notices and circulars · guidelines library · FRS accounting standards · internal policy shell · prior-period workpapers | Read-only |
| Policy Packs | 18 | Materiality thresholds · dual-approval triggers · deterministic calculation verification · segregation-of-duties checks | Deterministic |
| Evaluation suites | — | Graded cases including seeded misstatements and deliberately incomplete evidence; suite and case counts are not recorded in the catalogue | Not recorded |
| Dashboards | 4 | Reconciliations closed · exceptions by ageing · control test results · cost per close | Reporting |
Controls the CFO asks about
These are enforced by the runtime and the compiler, not by instructions in a prompt.
Dual approval
Configured high-risk actions require two distinct named approvers with segregation-of-duties checked against your directory. The second approver cannot be the preparer.
Deterministic calculation
Every figure that has to reconcile is computed by a deterministic node. The model explains variances; it does not do the arithmetic.
No duplicate effects
Postings, filings and notifications carry idempotency keys and declared compensation behaviour. The same journal is not posted twice.
Budgets that bind
Soft limits degrade model tier or concurrency; hard limits fail closed before spending. Per run, per project, per tenant.
Full cost attribution
Every credit is attributed to a run, a node, a model profile and an outcome unit. There is no unattributed spend to explain to an auditor.
Exportable trace
Run to node to model call to retrieval to approval, in machine-readable form, with immutable Correction Records for every human decision.
Tracked sources and asserted currency
Daily tracking is the reason this Pack exists. A circular published on Monday is classified and impact-assessed against your live crews by Tuesday, and the change notice names the components affected.
| Source | Authority tier | Refresh | Currency asserted | Documents |
|---|---|---|---|---|
| MAS notices | Primary | Daily | 14 Aug 2026 | 418 |
| MAS circulars and information papers | Primary | Daily | 14 Aug 2026 | 1,106 |
| MAS guidelines (including TRM and outsourcing) | Primary | Weekly | 11 Aug 2026 | 92 |
| Singapore Financial Reporting Standards | Secondary | Quarterly | 30 Jun 2026 | 147 |
| Internal policy shell and prior workpapers | Tenant-owned | On change | Your entity | — |
Evaluation coverage
No evaluation result is recorded for this Pack. Nothing stores a suite name, a threshold or a last-run figure, so this card has none to publish rather than a set it is withholding.
Licence terms
- Licence fee
S$24,000 / year - Term
Annual, auto-renewing - Scope
Tenant-wide, all workspaces - Maintenance
Included — quarterly releases - Source tracking
Daily, with change notices - Change notice
14 days before a breaking release - Deployment
Cloud, Dedicated, Customer VPC, Hybrid, Private - Governance evidence pack
Quarterly, included
Entitled tenants receive a quarterly governance evidence pack — control test results, evaluation trends, abstention rates and review-rate trajectory — in a form a board paper can cite.
This Pack maps its controls to named MAS guidance. That mapping is wGrow's assessment, published so you can audit it — it is not a MAS determination, and MAS does not certify, approve or endorse vendor software. Your entity remains responsible for its regulatory obligations, including any outsourcing and third-party risk assessment of KrewOS itself.
Request the controls mapping
The full mapping from Pack policies to named MAS guidance, released under the click-through NDA alongside the DPA and the penetration-test summary.
Open the document portalBook a compliance review
Ninety minutes with a solutions engineer and your MLRO or head of compliance, working from your own control framework.
Book a review